Mortgage / Real Estate Loans
Lincoln Savings Bank offers competitive rates
for your mortgage. More importantly, we can make the mortgage process
enjoyable. Our mortgage team provides unbeatable service in a timely
manner, helping you make your "American Dream" a reality.
Adjustable Rate Mortgages
With an adjustable-rate mortgage (ARM), the interest rate you pay
is adjusted periodically to keep it in line with changing market
rates. If interest rates go up, your monthly mortgage payment may
also increase and when interest rates go down, your monthly mortgage
payments may decrease.
Fixed Rate Mortgages
A fixed rate mortgage is very popular because it offers the comfort
and security of a fixed rate for the entire term of the loan. No
surprises, no hassles!
- The 30-year fixed rate loan offers the most affordable fixed
rate payment option and is ideal if you plan to remain in your
home for several years.
- The 15-year fixed rate loan allows you to build equity in your
home faster and saves interest expense.
