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PRIVACY NOTICE FOR LINCOLN SAVINGS
BANK AND LSB FINANCIAL
Protecting your privacy is important to Lincoln Savings Bank, our various business divisions, and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Lincoln Savings Bank and divisional employees for collection, use, retention, and security of nonpublic personal information.
WHAT INFORMATION WE COLLECT
We may collect "nonpublic personal information" about you from the following sources:
- Information we receive from you on applications or other loan and account forms including medical information in certain circumstances
- Information about your transactions with us or others
- Information we receive from third parties such as credit bureaus
- "Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.
WHAT INFORMATION WE DISCLOSE
We are permitted under law to disclose nonpublic personal information about you to third parties in certain circumstances. Some lawful examples include:
- To assist us in servicing your loan, investment, or deposit account with us
- To share information with government entities in response to subpoenas
- To share information with credit bureaus
- To provide insurance quotes and other policy service
We do not disclose any nonpublic personal information about you to anyone, except as requested in writing by you or permitted by law.
If you decide to close your account(s) or become an inactive
customer, we will continue to adhere to the privacy policies
and practices described in this notice.
We may disclose all of the information we collect, as described
above, to companies that perform marketing services on our
behalf or to other financial institutions with whom we have
joint marketing agreements.
OUR SECURITY PROCEDURES
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with Federal standards to guard your nonpublic personal information.
508 Main Street - P.O. Box E
Reinbeck, Iowa 50669
Telephone: (319) 788-6441
Fax: (319) 788-6697
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